First clients. Ontario closings. Direct files.

Independent digital products from Hans in Canada. No course, no community, no ads. Pick a lane and buy the file — or the one workshop date.

Lane 01 · USD

Freelancers

Offer page, outreach kit, bundle, and a live First Client Workshop on Sep 1 2026, 7pm Toronto.

See freelance products →

Lane 02 · CAD

Ontario landlords

Excel for cash to close, CMHC, LTT/MLTT, B-20, and a T776 working paper. Plus a $12 LTT calculator.

See Ontario Excel →

About

HANS KITS is run by Hans in Canada. Direct tools and pages you can use. Stripe checkout. Files after payment. Questions: hansjurgenj0@gmail.com.

Lane 01

For freelancers

You can do the work. You have not been paid for it yet. These are files — and one evening — so you can name the offer, the price, and ten people to email.

01 · Instant download

First Dollar Kit

$27 USD

The working pack for a first paid client. You leave with language you can send this week, not a module list.

What you get: Twelve outreach messages (email + DM), a one-page offer template, a 7-day follow-up sequence, reply scripts, and a pricing one-pager. Zip after Stripe.
Who it is for: Solo operators who will look up ten real names and send ten messages. No audience required.
What it is not: Not a course, not a community, not ads, and not a guarantee that a stranger says yes.

Buy First Dollar Kit — $27 USD

02 · Instant download

The Offer Page

$12 USD

If a stranger cannot say yes or no after one screen, you do not have an offer yet. You have a bio.

What you get: Headline, who it is for, what is in, what is out, price, guarantee, how to start. Fill it this afternoon. Keep it to one page.
Who it is for: Freelancers still selling from a LinkedIn summary who cannot yet name the artifact, the window, and the number.
What it is not: Not outreach. Not a website. Not the full kit. If you cannot name the artifact, do not send mail yet.

Buy The Offer Page — $12 USD

03 · Instant download

First Dollar Bundle

$47 USD

Everything in the kit, plus extra outreach and a 14-day follow-up, in one checkout.

What you get: First Dollar Kit + reply scripts + extra messages + 14-day follow-up. Ten names, ten messages, a number you can say out loud.
Who it is for: People who want the full freelancer pack without buying pieces. One payment, one zip.
What it is not: Not coaching. Not a done-for-you outreach service. Files only.

Buy First Dollar Bundle — $47 USD

04 · Live · one date

First Client Workshop

Sep 1 2026 · 7pm Toronto · $97 USD

One evening on the calendar. Walk out with an offer, a price, and ten messages ready to send.

What you get: Live workshop, Sep 1 2026, 7pm Toronto time. Seat via Stripe. Bring a laptop and ten names.
Who it is for: Freelancers who want someone to hold the line for one night instead of another unread PDF.
What it is not: Not a course replay library. Not a networking mixer. One date, one seat.

Book First Client Workshop — $97 USD

Lane 02

For Ontario landlords

Stop underwriting Toronto purchases in a US template. Canadian mortgage math, Ontario + Toronto land transfer tax, and a CRA T776 working paper — in Excel. Dedicated pages: Ontario rental analyzer Excel and Ontario land transfer tax calculator.

05 · Excel · August 2026

Ontario Rental Analyzer T776 Excel

$47 CAD

Year-1 underwriting for Ontario and Toronto residential rentals: condos, houses, and 2–4 unit buildings. Built for Canadian closings, not a US BRRRR sheet with the word Canada typed on it.

What you get: Nine-sheet Excel workbook. Cash to close (down payment, legal, title, inspection, appraisal). Ontario LTT + Toronto MLTT including 1 Apr 2026 luxury tiers. CMHC premium + 8% Ontario PST (cash, never added to the loan). Canadian semi-annual compounding. OSFI B-20 qualifying payment vs actual. Results: cash flow, cap rate, cash-on-cash, DSCR. CRA T776 monthly + annual working papers. Rate Tables dated August 2026. Yellow inputs, locked formulas. Instant download.
Who it is for: Ontario / Toronto investors buying a condo, house, duplex, triplex, or fourplex. House-hackers who need a personal-use % on T776. Anyone whose US template is getting the payment wrong.
What it is not: Not commercial / 5+ unit underwriting. Not multi-year IRR or renovation draws. Not CRA filing software — it is a working paper. Not tax, legal, or mortgage advice. Excel is the supported app.

Buy Ontario Rental Analyzer — $47 CAD Ontario rental analyzer Excel page →

Illustration only. Rates, LTT/MLTT bands, CMHC, B-20, and the Ontario rent guideline are modelled as of August 2026 and can change. Confirm with your lawyer, lender, and accountant before you waive a condition or file T776.

06 · Excel · August 2026

Ontario + Toronto LTT Calculator Excel

$12 CAD

Just the land transfer tax bill — provincial LTT, Toronto MLTT, first-time buyer refunds, NRST — band by band so a lawyer can tick the math.

What you get: One Excel calculator. Ontario graduated LTT, Toronto MLTT including 1 Apr 2026 luxury tiers, FTHB refunds (Ontario max $4,000, Toronto max $4,475), NRST 25% + Toronto MNRST 10%. Type price, closing date, and four Yes/No flags. Works in Excel and Google Sheets.
Who it is for: Ontario and Toronto buyers, investors, and anyone who needs the LTT line before calling a lawyer. If you only need tax-on-title, this is the $12 file.
What it is not: Not the full rental analyzer. No cash to close, no CMHC, no B-20, no T776. Not legal advice. If you need the whole closing picture, buy 05.

Buy LTT Calculator — $12 CAD Need cash to close + T776? Buy 05 — $47 CAD Ontario LTT / Toronto MLTT page →