Toronto MLTT · 2026 bands
A $649,000 Toronto condo is $9,455 provincial LTT plus $9,455 Toronto MLTT: $18,910 all-in, not a back-of-envelope 1.5%. Use the free calculator, or buy the $12 Excel if you need the print-ready bands.
Leslieville check
Purchase $649,000 · Toronto · 1–2 SFR · not first-time · resident. Provincial LTT $9,455. Toronto MLTT $9,455. All-in $18,910. First-time refunds $0. NRST $0.
| Band | Rate |
|---|---|
| First $55,000 | 0.5% |
| $55,000.01–$250,000 | 1.0% |
| $250,000.01–$400,000 | 1.5% |
| $400,000.01–$2,000,000 | 2.0% |
| Above $2,000,000 (1–2 SFR) | 2.5% |
Toronto added higher luxury tiers from 1 April 2026. The free calculator and the $12 Excel both include those. This is not legal or tax advice. Confirm with your lawyer before you waive a condition.
Need cash to close, CMHC, B-20, and T776 as well? That is the $47 Ontario Analyzer.